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Collar

Overview

Combines a protective put with a covered call. You buy a put for downside protection and sell a call to help pay for it. This creates a 'collar' around your stock — a defined range of outcomes. Often done at zero cost if the call premium offsets the put premium.

Max Profit

Limited to: Call Strike - Stock Price + Net Credit/Debit

Max Loss

Limited to: Stock Price - Put Strike + Net Credit/Debit

Breakeven

Varies based on net premium

Structure

Long 100 shares + Long 1 OTM Put + Short 1 OTM Call

Risk Profile

Both profit and loss are limited. Defined range outcome.

When to Use

When you want downside protection but want to reduce or eliminate the cost. When you're willing to cap upside to pay for the insurance. Popular before earnings or major events.