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Smart Money Concepts

Premium & Discount Zones

Overview

Premium and Discount zones divide the current price range (from the swing low to swing high) into halves using the equilibrium (50%) level. Discount = below 50% (cheap, look to buy). Premium = above 50% (expensive, look to sell). This concept ensures traders are buying low and selling high relative to the current range.

Key Concepts

Equilibrium = exactly 50% of the range, Discount zone = below equilibrium (0-50%), Premium zone = above equilibrium (50-100%), Apply to any swing range or trend leg, Fibonacci 0.5 level is the equilibrium, Optimal entries in extreme discount/premium (e.g., 70-100% or 0-30%)

Entry Signals

Buy setups when price is in the discount zone (below 50% of the range), Sell setups when price is in the premium zone (above 50%), Best entries at the OTE (Optimal Trade Entry) zone: 0.62–0.79 Fibonacci

Exit Signals

Targets at the opposing zone — buy from discount targeting premium, sell from premium targeting discount, Midpoint (equilibrium) as partial profit target

Best Timeframes

All timeframes — apply the concept to the current trend's range

Pro Tips

This is one of the simplest yet most powerful SMC filters. If you're buying in a premium zone or selling in a discount zone, you're doing it wrong according to SMC. Always check where price sits within the range.