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Ripple (XRP)

A digital payment protocol and cryptocurrency designed for fast, low-cost international money transfers. XRP is used as a bridge currency on the RippleNet network to facilitate cross-border transactions between different fiat currencies.

Example

A bank in Japan uses Ripple's On-Demand Liquidity service with XRP as a bridge to send $1 million to a partner bank in Mexico in under 5 seconds, avoiding the delays of traditional SWIFT transfers.