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Growth
LOW IMPACT

JN Bank Lending y/y

Monitor JN Bank Lending y/y to gauge consumer confidence and business spending trends.

Overview

There is a positive relationship between borrowing and spending; individuals and companies usually pursue credit when they feel confident about their financial future and are at ease with their spending habits.

Key Information

What it Measures

This measures the change in the total amount of bank loans outstanding for consumers and businesses.

Usual Effect

When the 'Actual' figure exceeds the 'Forecast', it typically favors the currency.

Source & Frequency

Bank of Japan (latest release) - https://www.boj.or.jp/en/index.htm/ • This data is released monthly, approximately nine days after the month concludes.

How Data is Derived

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Also Known As

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Acronym

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Historic Data